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Inflection Point

How incumbents can shape the future of Nordic payments

Inflection Point The Nordic region is one of the world’s most advanced retail payments markets and an innovation hotspot. Hastened by COVID-19, technological developments will further accelerate transformation during the 2020s, leading to unprecedented industry change.

To better understand how the Nordic payments ecosystem will evolve and how leaders can best respond, we interviewed key stakeholders in the region. We then used our FutureWorlds™ methodology to develop four potential scenarios for 2030.

While there is opportunity for incumbents, they are facing increasing threats from new entrants and increasingly blurred barriers between local and global initiatives. Banks must act now, and act decisively, if they’re to retain their influence on the industry’s future development.

We’re at an inflection point.

Drawing on current industry developments and the experience of our payments and technology experts, the report shares three recommendations for Nordic banks as they look to make decisions that will define their future.
Inflection Point

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